Important Disclosures

PRIVACY NOTICE

To Our Members:

Northern Federal Credit Union is committed to protecting the privacy of its members. To assure the continued privacy and confidentiality of your personal financial information, Northern Federal Credit Union observes these practices and procedures:

Information We Collect:

Northern Federal Credit Union collects nonpublic information about you from some or all of the following sources:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets and income.
• Information about your transactions with us, our affiliates, or others such as your account balance, payment history, parties to transactions and credit card usage; and,
• Information we receive from a consumer-reporting agency, such as your creditworthiness and credit history.

Information We Disclose:

Northern Federal Credit Union may disclose some or all of the information we collect as described above to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements. These companies may include Financial Services providers such as insurance companies, mortgage service companies and securities brokers-dealers, as well as Non-Financial Companies such as direct marketing companies and mail houses. Northern Federal Credit Union may also disclose information about you under other circumstances as permitted or required by law.

Our Security Measures:

Northern Federal Credit Union restricts access to nonpublic information about you to those Employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with Federal regulations to guard your nonpublic personal information.

Confidentiality Protections:

To protect our member's privacy, Northern Federal Credit Union only partners with companies that agree to maintain strong confidentiality protections and limits the use of information provided to that which is needed to fulfill the purposes of our agreement. Northern Federal Credit Union does not permit these companies to sell or otherwise disclose to third parties the information that is provided to them.

For our COPPA (Children's Online Privacy Protection Act) privacy policy, please click here .

Questions or Comments:

Please let us know if you have any questions or comments about our privacy practices. You may contact any of our branch offices, or write us at:

Northern FCU
Attn. Marketing
120 Factory Street
Watertown, NY 13601