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Locations & Hours
Virtual Branch Online Banking
Corporate Office
Address Lobby Hours Drive Thru Hours 120 Factory St.
Watertown, NY 13601Phone: (866) 310-NFCU
Phone: (315) 782-0155
Fax: (315) 782-8684Mon - Fri: 8:30am - 5:00pm Mon - Thurs: 8:30am - 5:00pm Fri: 8:30am - 6:00pm Sat: 9:00am - 12:00pm Watertown Branch Office
Address Lobby Hours Drive Thru Hours 1180 E. Commerce Dr.
Watertown, NY 13601Phone: (315) 785-5600
Fax: (315) 785-6226Mon - Thurs: 8:30am - 5:00pm Fri: 8:30am - 6:00pm Mon - Thurs: 8:30am - 5:00pm Fri: 8:30am - 6:00pm Sat: 9:00am - 12:00pm Gouverneur Branch Office
Address Lobby Hours Drive Thru Hours 145 East Main Street
Gouverneur, NY 13642Phone: (315) 287-0356
Fax (315) 287-4074Mon - Thurs: 8:30am - 5:00pm Fri: 8:30am - 6:00pm Mon - Thurs: 8:30am - 5:00pm Fri: 8:30am - 6:00pm Lowville Branch Office
Address Lobby Hours Drive Thru Hours 5801 Number 4 Road
Lowville, NY 13367Phone: (315) 376-7303
Fax: (315) 376-7326Mon - Thurs: 8:30am - 5:00pm Fri: 8:30am - 6:00pm Mon - Thurs: 8:30am - 5:00pm Fri: 8:30am - 6:00pm Sat: 9:00am - 12:00pm Adams Branch Office
Address Lobby Hours Drive Thru Hours 10924 US Rt 11
Adams, NY 13605Phone: (315) 232-2990
Fax: (315) 232-3723Mon - Fri: 9:00am - 5:00 pm Sat: 9:00am - 12:00pm Mon - Fri: 8:30am - 5:00pm
ATM Locations
Watertown, NY
- *Northern FCU Drive-Up
1180 E. Commerce Dr. - *Northern FCU ATM
120 Factory Street - Kinney Drugs
905 Coffeen Street - P&C Food Store
Rt. 11, Seaway Plaza - Samaritan Med. Ctr.
830 Washington Street
Gouverneur, NY
- *Northern FCU ATM
145 East Main Street
Adams, NY
- *Northern FCU Drive-Up
10924 US Rt. 11 - South Jeff Plaza
Sandy Creek, NY
- Sandy Creek Big M
6103 North Main St.
Sackets Harbor, NY
- *Harbor Market
111 Barracks Drive
Lowville, NY
- *Northern FCU Drive-Up
5801 Number 4 Road
Carthage, NY
- P&C Food Store
62 High Street
*24-Hour ATM
Northern Federal Credit Union, Equal Housing Lender
