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Summary

If you have a specific purpose in mind for a major home remodeling project, a car purchase or maybe debt consolidation Northern FCU's Fixed Home Equity Loan may be the best option for you.

• Terms up to 15 years are available to allow you to choose the payment that is right for you
• Qualified borrowers can receive up to 90% of your home's equity
• NO annual fees or closing costs for home equity loans*- you'll save on out of pocket expenses
• Potential tax deduction (consult your tax advisor)- you'll get to keep more of your hard earned money
• Make your payments online with Online Banking or by phone using Telephone Teller

* Qualified borrowers are responsible for paying New York State mortgage tax. Closing costs must be reimbursed to the credit union if the home equity loan is closed with in 3 years.

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